Disability Insurance – Protecting your greatest asset

Why disability insurance? We get this question often.  The truth is that disability insurance is one of the most important types of insurance available.  After all, it protects your greatest asset; your ability to earn an income.   Unfortunately, government sponsored programs such as CPP and EI just don’t provide the level of disability coverage […]

Spring Cleaning Tips…For Your Employee Benefits Plan

4 simple ways to keep your employee benefits plan onside and up to date. Time flies. With so many other priorities and distractions, it’s easy to miss making changes to your employee benefits plan. But many changes to your benefits plan are time sensitive, so it’s important that you spend the time to ensure your […]

3 things you need to know BEFORE buying employee benefits (or changing your provider)

Select one broker.  Contacting multiple agents for quotes and opinions doesn’t always help. It can actually create more confusion than it’s worth.  It can be difficult to compare quotes from multiple agents because it is likely that there will be differences in the packages that they propose.   Did you know?  Each insurance company will […]

Join your local Chamber or Board of Trade, and Grow your Business

Do you want to grow your business? One of the first steps to growing your business is partnering with your local Chamber of Commerce or Board of Trade. I can honestly say first hand that I have seen businesses grow by getting involved, by getting involved in the community and connecting with other businesses.  There are so […]

Generic Drugs. Are they really the same?

Generic drugs are often touted as money-­‐saving options, a valuable way to keep health care affordable for all stakeholders – including employees, employers, insurance companies and the government. But there’s a lot of confusion about how a generic stacks up against an originator, or brand name, drug. A generic drug is a copy of a […]

You Get What You Pay For

As consumers, we’re faced with countless purchasing decisions on a regular basis.  We all strive to make the best financial decisions for ourselves, our businesses and our families.  At some point in our lives, we’ve all learned the hard way that the decision to purchase the cheapest solution can often end in frustration and disappointment.  […]

What you need to know about your group travel insurance.

We’ve all heard horror stories of families who have incurred thousands of dollars-worth of medical expenses while on vacation and returned home to find out that they weren’t covered because of some limitation or loophole in their travel insurance policy. Well we’d like to help you avoid this! Employee Benefits programs typically include Travel Insurance […]

As Unique as a Fingerprint

You are unique.  And you have unique needs when it comes insurance.  When we sit down with you to discuss your life insurance options, we want to first learn more about your specific situation before customizing a plan that suits your needs. Phillip – 36 Phillip is married with two children.  His wife, Georgina, works […]

Taking the Bite out of Dental Benefits

Adding dental benefits to your employee benefits plan is a great bonus for your employees.  Each of the insurance providers that we work with offer a number of dental options that can be tailored to suit you and your employees.  Statistics Canada reported* that 56% of Canadian employees have a dental plan at their place […]