Cannabis is legal. Is it covered?
Cannabis is legal. Is it covered? Well, as you’ve probably heard, the much-anticipated date of October 17th has come and gone, and recreational marijuana is now legal in Canada! Many of our clients have been asking us, what impact does this have on employee benefits plans? Traditional Benefits Plans A few insurance companies in the benefits […]
Top 5 Tips to Eat Healthy at the Office and on the Road
Between balancing a career, family, extra curriculars and trying to fit in some semblance of a social life, the day to day grind can be brutal. The struggle to stay on top of everything is so real, and so often comes at the expense of our self care and ability to balance a healthy diet […]
Fight the Winter Blues with these 4 Helpful Tips
We the North are known to be a resilient people, frequently adapting to changing climates and irregular surroundings. We experience the swift and dramatic change in temperatures, and are unwittingly placed on a seasonal rollercoaster which, for many, becomes an emotional one. For many Canadians workers, weather causes undue stress when taking on a number […]
Great Changes Coming for Canadian Families
OHIP+: Children and Youth Pharmacare Starting January 1, 2018, Ontario families welcomed OHIP+, a new pharmacare plan that extends free prescription drug coverage to everyone under the age of 25, regardless of their socio-economic status. More than 4,400 eligible medications will be covered under the new Ontario Drug Benefit Program, and is expected to come […]
2018 HR Trends
In September 2017, Morneau Shepell released their annual report on Trends in Human Resources which surveyed 370 Canadian employers about their future plans, and asked HR leaders to identify their primary areas of interest in 2018. The findings revealed an overarching goal to build high performing and resilient workforces. The top three concerns were, improving […]
The ROI of Wellness
In business, anything you spend money on should ultimately lead to increased profits. It’s not an easy task to evaluate the ROI of any wellness program as it can be expensive, complicated and quite often takes some time to see results. However, the outcome of understanding will lead to bumping that bottom-line by keep staff […]
Proposed Federal Tax Changes. Is it really a “Fair Tax Plan”?
Canadian small businesses have been hit with numerous changes (or proposed changes) this year that will threaten their long-term prosperity and their ability to compete globally. From minimum wage hikes to the proposed tax reforms titled the “Fair Tax Plan”, life as a small business owner isn’t getting any easier. For those who haven’t heard […]
4 Quick Tips On How To Maximize The Value Of Your Group Insurance Plan For Your Employees
Survey your staff – Determine what your employees want; dental, vision, prescription drugs, life, disability etc. This will give you direction when shopping around and designing a plan. A scheduled meeting or simple feedback form are helpful strategies for collecting info about your employee’spriorities. Do your research –Learn about all of the different types of plans out […]
Prescription drugs – Selecting the coverage that’s right for you.
In response to these advancements, private insurers and plan sponsors have had to make changes to their plans in order to control claims costs and keep coverage affordable. It’s important for all plan sponsors and plan members to know what they’re covered for in order to avoid surprises at claim time. So here’s a quick […]
3 Simple Ways to SAVE on your Prescription Drug Costs
We’ve all been there, waiting in line at the pharmacy to drop off that prescription, eager to get it filled. Many of us don’t consider the cost of our prescription drugs, especially when a comprehensive employee benefits plan is in place that immediately covers all, or most of the expense. Did you know that 70% […]