Proudly Protecting Over 32,000 Canadian Businesses—And Counting

Supporting Small Business Growth Through Canada’s #1 Employee Benefits Plan

At Norbram, we’re proud to play a leading role in supporting Canada’s small and medium-sized businesses by helping them access flexible, affordable employee benefits through the Chambers of Commerce Group Insurance Plan—a program trusted by over 32,000 businesses across the country.

From contractors and farmers to legal teams, startups, and service providers, our clients span every industry. What they all share is a commitment to protecting their employees—and a need for reliable coverage that supports both their team and their bottom line.

What Is the Chambers Plan?

The Chambers Plan is Canada’s most popular group benefits program for small businesses. Created specifically for organizations with 1 to 50 employees, it delivers the kind of robust health and dental coverage typically only available to large corporations—while keeping costs predictable and competitive.

As an authorized advisor for the Chambers Plan, Norbram helps business owners across the Greater Toronto Area and beyond navigate their options, customize their coverage, and get the most from this national pooled benefits program.

Why Small Businesses Choose the Chambers Plan

Running a small business means balancing growth with risk—and often doing it with limited time and resources. The Chambers Plan is built with that reality in mind, offering:

  • Health and dental coverage tailored to your needs

  • Life and disability insurance for long-term protection

  • Employee Assistance Programs for mental health and wellness support

  • Business overhead coverage to protect operations during illness or injury

  • Pooled rates that help stabilize costs year after year

  • Guaranteed renewable plans with no industry restrictions

It’s a comprehensive benefits package, made accessible to businesses that might otherwise be priced out of traditional group insurance options.

Norbram’s Role: Personal Service, Expert Guidance

While the Chambers Plan provides the framework, Norbram delivers the personal touch. We take the time to understand your team, your budget, and your long-term goals—and we build a benefits strategy to match.

We’ve worked with hundreds of businesses across Ontario, guiding owners and HR teams through the process of setting up and managing their group coverage. And we don’t stop after the paperwork is signed—we offer ongoing support, plan reviews, and responsive service throughout the life of your plan.

Empowering Businesses to Grow and Retain Talent

In today’s competitive labour market, offering quality benefits isn’t just a bonus—it’s a strategic advantage. A well-structured plan helps you attract top talent, boost employee retention, and show your team that their well-being is a priority.

Norbram is here to help you deliver that value with confidence and clarity—so you can focus on running your business, knowing your people are protected.

Join the 32,000+ Canadian businesses already benefiting from the Chambers Plan.
Let Norbram guide you through a better benefits experience—tailored, transparent, and built for small business success.

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