Take Control of Rising Group Insurance Costs with the Chambers Plan’s Pooled Benefits Program

Are you concerned about the rising cost of group insurance for your business? You’re not alone. As premiums continue to increase year after year, many small and medium-sized businesses are searching for a more stable, affordable solution.

That’s where the Chambers Plan comes in.

What Is a Pooled Benefits Program?

Unlike traditional insurance models where your business is rated solely on your own claims history, a pooled benefits program spreads risk across thousands of participating companies. That means your premiums are based on the average claims of all businesses in the plan—not just your own.

This pooling system helps keep your rates predictable, manageable, and stable over time, shielding you from sudden spikes in cost due to unexpected claims.

Why Choose the Chambers Plan?

The Chambers Plan is Canada’s #1 employee benefits plan for small businesses—and for good reason. It offers:

  • Stable Premiums: Thanks to its large pool of participating businesses, your rates aren’t drastically affected by the claims of your company alone.

  • Cost Predictability: Budget with confidence knowing your premiums are based on the average, not anomalies.

  • Tailored Coverage: Access a variety of health, dental, disability, and other employee benefits that fit your company’s needs.

  • Designed for Small Business: The Chambers Plan was created specifically to support small to mid-sized businesses, offering flexibility and expert support every step of the way.

A Smarter Way to Protect Your Team

Protecting your employees while controlling costs is one of the smartest moves a business owner can make. The Chambers Plan’s pooled benefits model makes that possible—without sacrificing quality coverage.

Don’t let unpredictable premiums put your business at risk.
Learn how the Chambers Plan can offer your business long-term stability and support today at www.chamberplan.ca.

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