Understanding Cost Plus with the Chambers Plan – A Tax-Efficient Way to Enhance Your Group Benefits
When it comes to maximizing the value of your Chambers Plan group benefit coverage, Cost Plus is a powerful tool that can help both employers and employees. This tax-efficient solution is designed to reimburse health, dental, or vision care expenses not covered under your regular plan — often on a tax-free basis for employees while […]
Upcoming Webinar – Assessing the Risk of Violent Behaviour in the Workplace
Creating safer workplaces starts with understanding the risks that employees may face, particularly during client interactions. On September 10, 2025, at 1:00 PM EST, the Public Services Health & Safety Association (PSHSA) will be hosting the third session in its Workplace Violence Risk Assessment Series, titled “Assessing the Risk of Violent Behaviour: Individual Client Risk […]
Wellness Wednesday: Simple and Tasty Ways to Stay Hydrated at Work
Hydration is one of the simplest yet most overlooked parts of staying healthy, especially during a busy workday. Between meetings, deadlines, and constant screen time, it’s easy to forget to drink enough water. According to our partner Teladoc Health, staying hydrated throughout the day is essential for maintaining energy, focus, and overall well-being. Fortunately, there […]
Why Offering Employee Health Benefits is the Smartest Investment for Small Businesses
As a small business owner, you already know that your employees are the backbone of your success. They represent your company, serve your clients, and ultimately drive your growth. Simply put, the right team members can make—or break—a business. But attracting and retaining top talent has never been more challenging. In today’s competitive job market, […]
How Teladoc’s Mental Health Navigator Helps You Find the Right Support
Starting a mental health journey is an important step, but one of the biggest challenges people face is finding the right professional to work with. Everyone’s needs are unique, and what works for one person may not be the right fit for another. That’s where having guidance and support makes all the difference. For members […]
Supporting Cancer Research: Norbram’s Commitment to Making a Difference
At Norbram, we believe that giving back is one of the most important things a business can do. Our success is not just measured by the clients we serve, but also by the positive impact we can make in our community and beyond. That’s why we are proud to support The Princess Margaret Northern Pass […]
Why Your Business Needs Plan Administrator Liability Coverage: Avoiding Costly Benefit Plan Errors
Administering employee benefit plans comes with responsibility—and risk. Even small clerical mistakes in plan administration can lead to costly consequences for both employers and their employees. That’s where Plan Administrator Liability Coverage, also known as an Employee Benefits Liability Rider, plays a crucial role. At Norbram, we help businesses protect themselves against the risks that […]
Canada Dental Care Plan Faces High Claim Denials and Growing Frustration Among Providers
The Canada Dental Care Plan (CDCP), launched to expand access to affordable dental care nationwide, is encountering significant roadblocks as clinics and patients struggle with delays, denials, and confusion over eligibility. According to recent Health Canada data, more than half — roughly 52 percent — of pre-authorization requests submitted between November 2024 and June 2025 […]
Beware of Cold Calls Promising Big Savings on Your Group Benefits – What Employers Need to Know
In today’s competitive business world, offering a strong group benefits plan is one of the most effective ways to attract and retain top talent. These programs not only protect your employees’ health and well-being, but they also help you maintain a motivated, loyal workforce. Unfortunately, with the value of these plans comes unwanted attention—especially from […]
Free Digital Twin Technology Training for Ontario Agribusinesses: Applications Now Open
Ontario’s agriculture and food/beverage processing businesses have a new opportunity to stay competitive in a rapidly evolving digital landscape. The Seeding Digital Skills Program, launching in July 2025, offers free workforce training in cutting-edge digital twin technology—designed to enhance productivity, reduce inefficiencies, and future-proof operations across the province. Whether you’re running a greenhouse, a food […]